- Loan Amounts $150,000 – $2,50,000
- Min. FICO 680 (Max LTV 80%)
- LTVs up to 90% (Min. FICO 720)
- Wage/Salary: Paystubs, W-2’s, 1-year of Tax Returns, IRS Form 4506-C, Verbal VOE
- Self-Employed: 1-year of Personal and Business Tax Returns, YTD P&L, 2-monthly bank statements, IRS Form 4506-C
- Max DTI 43%
- Max Cash-In-Hand: $1,000,000
- Loan Amounts $150,000 – $4,000,000
- Min. FICO 660 (Max LTV 80%)
- LTVs up to 90% (Min. FICO 680)
- Wage/Salary: Paystubs, W-2’s, 1-year of Tax Returns, IRS Form 4506-C, Verbal VOE
- Self-Employed: 1-year of Personal and Business Tax Returns, YTD P&L, 2-monthly bank statements, IRS Form 4506-C
- Max DTI 50%
- Max Cash-In-Hand: Unlimited
- Loan Amounts $150,000 – $3,000,000
- Min. FICO 620 (Max LTV 70%)
- LTVs up to 85% (Min. FICO 680)
- Wage/Salary: Paystubs, W-2’s, 1-year of Tax Returns, IRS Form 4506-C, Verbal VOE
- Self-Employed: 1-year of Personal and Business Tax Returns, YTD P&L, 2-monthly bank statements, IRS Form 4506-C
- Max DTI 50%
- Max Cash-In-Hand: Unlimited
