Alternative Documentation
- Loan Amounts $150,000 – $2,500,000
- Min. FICO 660 (Max LTV 80%)
- LTVs up to 90% (Min. FICO 720)
- Max Cash-In-Hand: $1,000,000
- 12-months of bank statements
- Fixed Expense Ratio (50%)
- Max DTI 43%
- Loan Amounts $150,000 – $4,000,000
- Min. FICO 660 (Max LTV 80%)
- LTVs up to 90% (Min. FICO 680)
- 12-months of Bank Statements
- 12-month Profit & Loss Statement Only
- WVOE
- 1-year 1099
- Asset Utilization
- Max DTI 50%
- Loan Amounts $150,000 – $3,00,000
- Min. FICO 620 (Max LTV 70%)
- LTVs up to 85% (Min. FICO 680)
- 12-months of Bank Statements
- 1-year 1099
- Asset Utilization
- Max DTI 50%